Do you use ‘buy now pay later’ services like Afterpay, Zip Pay, Zip Money, Humm, Bundl? Maybe you’ve gotten yourself in a little deeper than you intended. Did you know that the law does not treat these the same way as credit cards? So, you may not have as much legal protection as you imagined. Our guests this week, Tom Abourizk and Claude Von Arx from Consumer Action Law Centre tell us about how the use and regulation of these products could be made better.